Author: Joel Schofer, MD, MBA, CPE
Happy Holidays Navy Medicine!
Esteemed Colleagues:
There only are a handful of days left in the year, and I want to take a moment to acknowledge the tremendous impact your work has made on the lives of Sailors, Marines, and their families over the past twelve months. During this holiday season, be sure to take some time to rest, rejoice, and rejuvenate. Keep in mind those who are deployed in support of freedom and those who selflessly stand the watch all over the globe. Also, remember that the holidays can be a stressful time. We ask that you continue to look after your shipmates – and the positive impact your actions can have on those who may be in need of support.
I hope you will commit to investing in your own growth and health. If we all share a mutual goal of fostering self-improvement, our One Navy Medicine family will be stronger and more productive.
On behalf of the entire Navy Medicine Leadership team, please be sure to have a safe and restful holiday. And take a moment to click on one of the links below to watch a holiday video message from the FORCE, DSG, and me. There are “special scenes” at the end that you don’t want to miss.
Navy Medicine Holiday Video:
— Navy Medicine DVIDS (Gov’t Computer Access):
https://www.dvidshub.net/video/867879/navy-medicine-surgeon-general-holiday-video-2022
— Navy Medicine YouTube Channel:
SG / DSG / FORCE Send
Finance Friday Articles (Including Articles About Increased BAH and BAS Rates)
- 35 Signs That You Are a Bad Investor
- Basic Allowance for Subsistence Gets Biggest Boost in More Than 2 Decades
- Clipping Coupons – A Primer on Bonds and Bond Funds
- DoD Releases 2023 Basic Allowance for Housing Rates
- End of Year Financial Checklist for 2022
- Evaluation of Flexible Spending Accounts for Active-Duty Service Members
- Forced Frugality: Applying Lockdown Life Lessons to Reach FI Faster
- Historic boost in troops’ housing allowance set for 2023
- In New Year, BAH Rates Will Increase By Average of 12.1%
- Muni yields haven’t been this strong for 10 years
- The 4 Effects of a Roth Conversion
- The G Fund (Finally) Gets Its Day in the Sun
Bipartisan NDAA Draft Summary and Impact on Billet Divestitures
Here’s the portion of this article that details the impact to divestiture:
Pausing Billet Cuts: The FY 2023 NDAA includes a five-year halt to medical billet cuts (an extension of the three-year halt proposed in the House version), with the addition of a one-year suspension of military treatment facility restructuring.
The entire article is here:
Finance Friday Articles
- 7 Money Moves to Make Before the End of the Year
- 10 Books Worth a Read
- 2023 economy and markets: 4 things to know
- CMS finalizes 4.5% physician pay cut
- Don’t Try to Get Rich Twice
- How to Use Real Estate to Pay for College
- Is Real Estate a Better Investment Than the Stock Market?
- My Favorite Investment Writing of 2022
- Past Performance
- Tallying the total cost of owning an ETF
- The 2 Minute Financial Checkup – Version 2.0
- The Best 50-Year-Old Investing Advice Money Can Buy
- These States Saw Changes to Military Retirement Tax Rules in 2022
- This Year Could Have Been Worse For Investors
- Today’s Best Inflation Buster: Treasury Inflation-Protected Securities (TIPS)
- Troops are missing out on key interest rate savings, report finds
- TSP: Simple Design, Confusing in Detail
- What’s the Future of Cryptocurrency? These Fanatics Say It’s Pretty Darn Bright
- When to Stop Buying I Bonds or Cash Out and Buy TIPS
Joel Schofer's Career Planning Blog 