personal finance
Finance Friday Articles
- 3 Steps to Stay Sane in a Volatile Market
- 10 Reasons You Should Own a Business
- Dave Ramsey vs. the Bogleheads
- Did AI Kill Coast FIRE?
- Do I need an umbrella insurance policy?
- Five Beneficiary Designations For Clients to Review Now
- The Business of Life is the Acquisition of Memories
- The Case Against Resident Homeowners
- Tops and Bottoms
- What You Need to Know About Trump (530A) Baby Bonus Accounts
- Why You Should Consider Turnkey Rentals
Finance Friday Articles
- 5 Financial Lessons That Boomers Taught This Millennial That Gen Z Needs to Hear
- Is a Total Stock Market Fund No Longer Diversified?
- Magnificent Seven: More diverse than they may appear
- Stop Trying to Remember Your Passwords (And Use a Password Manager Instead.)
- The 2026 Financial Educator of the Year Award — Call for Submissions
- The Upper Middle Class Trap
- Tips to Coordinate Your Uniformed Service and Federal Benefits
- Trump Proposes 5-7% Military Pay Raise for 2027; $1.5 Trillion in Defense Spending
- Your 12 Good Years
Finance Friday Articles
- 8 Steps to Prepare Your Finances Before Deployment
- Getting Used to Passkeys
- Give Smart: What New Tax Laws Mean for Your Charitable Contributions
- How the Stock Market Performs After a Correction
- How to Own The Best Stocks
- I’m thinking about an early IRA withdrawal. How can I avoid penalties?
- Intentional vs. Unintentional Giving
- Is U.S. Housing Starting to Crash?
- Service Members Have Options Leading Up to Tax Day
- The Fallacy of Investing Based on Forecasts
- Why the Small Value Tilt Works: A Psychological Perspective on a Persistent Premium
Finance Friday Articles
- Do You Really Need a Trust? And Other Estate Planning Questions Retirees Ask Most
- Financially Independent but Trapped by My Assets
- IRS proposes regulations for Trump accounts, pilot program
- Money Scripts Doctors Inherit and Why They’re So Hard to Change
- Reducing Retirement Income Volatility With The Modified RMD Safe Withdrawal Method
- The 7 Ways to Get Out of a Real Estate Investment
- The Perils of Using Prediction Markets Like Kalshi and Polymarket — And How They Could Wreck You
- Understand the Passive Investing Data
Finance Friday Articles
- Are We Due For a Correction?
- Authenticator Apps: a Better Multi-Factor Option than Text or Email
- Avoid Tax Derangement Syndrome
- From $1.1 Million in Debt to an 8-Figure Net Worth: A Journey Through Crisis, Siberia, and Financial Freedom
- How Do Higher Oil Prices Impact Stock Market Returns?
- Investing Doesn’t Have to Be Complicated
- Long-Term Care: What Federal Employees Need to Know About Protecting Their Future
- Preparing Without Predicting
- Should You Use a ‘Safe’ Withdrawal Rate?
- Talking to heirs early matters more than you think
- The 30 Posts I Use Most Often to Answer Your Questions
- The 60/40 Portfolio vs. Bucket Strategy
- The Biggest Question Facing Many Military Retirees in 2026
- TSP Decisions After Leaving Government Service
- TSP: Investing Through a Crisis
Finance Friday Articles
- 8 Reasons Why the First Million Is the Hardest
- 10 Rules For Dealing With Uncertainty
- Geopolitics vs. Markets
- ‘I feel like I’m in a financial prison’: Trump Wall Street plan puts ‘mom and pop’ investors at risk
- Iran conflict: Keeping perspective on market risk
- Natural Disaster Preparedness — How to Ensure Your Homeowners Insurance Covers the Unexpected
- What to Do with Your Old 401(k) If You Change Jobs
- What troops need to know for this tax season
- Where Should I Put My TSP in Retirement
Finance Friday Articles
- 10 Ways to Avoid (or at Least Delay) Capital Gains Taxes
- Early Mortgage Payments or Invest in the Stock Market?
- From Early Retiree to Émigré
- How to Leverage Debt — The Best Ways to Use Debt to Your Advantage
- How to Sell I Bonds
- Optimism is an Investment Strategy
- Social Security benefits: Help maximize your clients’ outcomes
Finance Friday Articles
- Does the U.S. Actually Have a Housing Shortage?
- Equity and fixed income scenarios in the age of AI
- Here’s How You Can Spend More During Retirement
- Should You Share Your Financial Info with AI Bots?
- Some Things That Didn’t Happen
- The Ex-U.S. Trade is Working
- Whole Life Insurance Is a Bad Way to Save for Retirement
Finance Friday Articles
- 5 Bad Arguments Against Private Real Estate Syndications
- 6 Reasons Why I Don’t Invest in the Vanguard Total World Index ETF (VT)
- How the One Big Beautiful Bill May Affect Your Taxes
- Short-Term vs. Long-Term Capital Gains
- The Power of “Live Like a Resident”
- What Does a Thief Need to Access Your Financial Accounts? It’s Likely Less Than You Think
- Why Consensus Fails
- Will Your Retirement Go as Planned?
- You Aren’t Giving Enough Money to Your Kids and Grandkids
Joel Schofer's Career Planning Blog 