From Chief of Naval Personnel Public Affairs
WASHINGTON (NNS) — Navy announced improvements to the Transition Assistance Program (TAP) in NAVADMIN 223/19, released Sept. 30.
The message outlines five key elements of the changes effective Oct. 1:
- Mandatory initial counseling/self-assessment to be completed 365 days or more prior to release from active duty.
- Assign Sailors to at least one of three pathways (Tier I, Tier II, & Tier III)
- Mandatory pre-separation counseling to be commenced 365 days or more prior to release from active duty as part of Day 1 of TAP class.
- Adjustment of Department of Labor Employment Workshop to one day vice three.
- Completion of one of four two-day tracks as part of day 4 and 5 of transition course.
- Documentation of TAP completion via DD Form 2648 in DMDC.
“Implementing these changes aligns the Navy with direction provided by the National Defense Authorization Act,” said Tom Albert, Navy TAP Manager, OPNAV N17 Competency and Compliance branch. “But more importantly, these changes offer a better individualized transition process to civilian life for our Sailors and their spouses.”
Under the three-tier system, Sailors preparing to leave the service will meet with a counselor to discuss their plans after separation or retirement. From there, they will be classified into one of three tiers.
“For Tier I Sailors, they don’t need as much as far as services. They’re pretty much engaged in their transition,” said Anthony Stevens, the military readiness section lead at Commander Naval Installations Command. “Many of them already have a job lined up, or they’re retiring.”
Service members in Tier II are ready to transition, but not yet fully prepared. In other words, they may be saving their money and looking into careers, but may even still be on the fence about staying in the service, he said.
Tier III service members, “Don’t have any plans whatsoever,” Stevens said. This could include service members who are being discharged under other-than-honorable circumstances or are leaving the service on short notice because of an injury or disability.
Once service members are funneled into one of the three tiers, the counselor recommends a specific track — either higher education, employment, entrepreneurship or vocational skills training — based on the person’s goals for life after the military.
TAP is mandatory for active and reserve personnel who serve 180 or more days of consecutive active duty and must be completed prior to release and issuance of DD214.
Sailor 2025 is the Navy’s program to improve and modernize personnel management and training systems to more effectively recruit, develop, manage, reward, and retain the force of tomorrow.
(Enjoy this always relevant re-post.)
Two recent events led to this post. First, this article about becoming a multimillionaire in the military appeared on military.com. Second, I was having a discussion with some other officers about this topic and they thought my opinion on the subject was different from what they had heard before. Because of this, we’re going to examine the value of a military pension.
How Much of a Pension Do You Get?
Let’s look at two likely scenarios for a physician. First, someone who stays in for 20 years and retires as an O-5. Second, someone who stays in for 30 years and retires as an O-6. Their pensions in today’s dollars based on this calculator would equal approximately:
20 year O-5 = $4,102.50/month or $49,230/year
30 year O-6 = $8,053.50/month or $96,642/year
Remember that your military pension payments are adjusted annually for inflation, a very valuable benefit.
How Much is This Worth?
The easiest way to answer this is to examine the pension and figure out how much money you’d need to have invested in order to pay yourself exactly the same amount of money inflation adjusted for the rest of your life. Unfortunately, this is not a simple issue.
Military.com Article “Can Military Service Make You a Millionaire?”
The aforementioned military.com article states, “The Defense Department puts the value of the monthly check of an O-6 retiring today with 30 years of service at $2.2 million…The DoD made a number of assumptions, but the idea was to put a price tag or value on the monthly military retirement check a military retiree will receive.” This article doesn’t go into the assumptions made, but let’s just take it at face value.
My MBA Finance Professor
In 2013 when I was taking my MBA, I asked my Finance professor this very question. I asked him how he would value a 21 year O-6 pension, another common circumstance for a physician. At the time this pension was approximately $53,400/year. Here is what he said:
“If you looked at this as an ‘endowment’ where one would not spend the principal, then take the annualized benefit $53,400 ($4,455 x 12) and divide by a long-term rate such as the 30 year T-Bond rate (3% in 2013) $1,782,000. In other words, if you had that $1,782,000 and put it all into 30 year T-Bonds at 3% you would get your $4,455/month. Of course, the issue is whether the 3% is a good number for the long-term. If, however, you were to look at this as an ‘annuity’ where you would spend down the principal until time of death, then you have all sorts of demographic stats issues (e.g., expected life after retirement, future interest rates, variability of the annuity investment, cost of living adjustments, etc.). In a nutshell, it can get quite complex. There are a number of websites available often through reputable firms such as Fidelity, Vanguard, etc., that you can perhaps access that have such calculations available already (instead of having to create your own model). You can plug in your what if’s and see what pops out.”
Using the 30 year T-bond (Treasury bond) rate from 3/18/16, which was 2.68%, here is the valuation with his methodology:
20 year O-5 = $49,230/2.68% = $1,836,940
30 year O-6 = $96,642/2.68% = $3,606,044
The problem with this analysis is that a regular 30 year T-bond is not inflation adjusted, so in my opinion you’d have to compare it to TIPS (Treasury Inflation Protected Securities). A recent yield on a 30 year TIPS bond is 1.12%, which would value the two pensions we’re considering at:
20 year O-5 = $49,230/1.12% = $4,395,536
30 year O-6 = $96,642/1.12% = $8,628,750
Keep in mind that the lower the Treasury bond yields go, the more valuable your pension is because you’d have to invest more money to get the same payout. Since today’s Treasury yields are at historic lows, these valuations are probably as high as they’ll ever get.
If you go to annuity websites and try to purchase an annuity for these two amounts, here is how much they would cost:
For a 20 year male O-5 who is 50 years old, lives in Virginia, and wants to earn $4,103/month or $49,236/year with a 2% annual income increase (equivalent to the inflation adjustment of your military pension) the pension would cost $1,322,826.
For a 30 year male O-6 who is 60 years old, lives in Virginia, and wants to earn $8,054/month or $96,648/year with a 2% annual income increase (equivalent to the inflation adjustment of your military pension) the pension would cost $2,103,257.
The 4% Rule
The 4% rule is a commonly accepted retirement “rule” that says you can take 4% out of your retirement nest egg every year, annually adjusted for inflation, and never run out of money. In other words, for every $40,000/year of income you need in retirement, you need to have $1 million saved for retirement. Whether the 4% rule is valid in today’s low yield environment has been debated, but let’s just assume it is still valid (because I think it is).
If you divide the annual military pension by 4% it would give you the size of the nest egg you’d need to withdraw that amount:
20 year O-5 = $49,230/4% = $1,230,750
30 year O-6 = $96,642/4% = $2,416,050
Keep in mind that your government pension is guaranteed by the federal government but the assets used in the typical application of the 4% rule, like your retirement accounts and other assets, are not, making your pension a much safer bet that is probably worth more than the numbers above.
There is some value in the military pension that people tend to underestimate. First, it is guaranteed by the US government, which makes it “risk free”. The only option discussed above that would offer this same value is the valuation comparing the pension to Treasuries. Even an annuity from an insurance company is not risk free because insurance companies do go out of business. (I will admit, though, that this is a rare event, and you could diversity by purchasing annuities from multiple companies, so an annuity can be pretty close to “risk free”.)
Second, you can’t screw it up. Investors are their own worst enemy. They buy high, sell low, trade too frequently, don’t save enough, over estimate how high their returns will be, pay excessive investment fees, and other errors that can very easily screw up your well planned retirement. You can not screw up your military pension.
Fourth, and this benefit is HUGE for me. I see my military pension as equivalent to a massive pile of TIPS. This allows me to take much more risk with the remainder of my investment portfolio and net worth. How much risk? Overall my asset allocation is 90% in stocks, which is a lot more risk than most people would recommend at my age of 40. Because of my pension, though, I don’t think I’m taking too much risk.
The Bottom Line
As you can see, a military pension is risk free, inflation adjusted, and can be quite valuable. Can you make more money as a civilian, save well, and accumulate even more than this? Yes, but this is all determined by your civilian salary, discipline as an investor, and rate of return on your investments, which no one knows since they can’t predict the future. A military pension is a very valuable and underappreciated financial asset that is probably worth somewhere between $1,200,000 and $2,500,000, depending on how long you stay in and what rank you achieve. If you try to match the risk with Treasury bonds at today’s rates, it is worth a lot more.
Final FY19 Promotion List is Out – What is the Obligation for Accepting Promotion? What if You Don’t Want the Promotion?
The final FY19 promotion list is out (with my name on it), so it seemed appropriate to answer a few promotion related questions:
Question: What is the obligation for accepting promotion?
Answer: There is no obligation if you end up resigning. If you want to retire, though, the additional obligation is:
- 2 years for LCDR
- 3 years for CDR and CAPT
This can all be found on page 5 of OPNAVINST 1811.3A. Or you can read one of my other posts called “You were accepted for promotion to O5 or O6 – should you accept it?” where I break it all down for you.
Question: What if you want to decline the promotion? The promotion NAVADMIN tells you how to decline it in paragraph 2:
2. If a selected officer does not decline promotion in writing prior to the
projected date of rank (noted above in paragraph 1), that officer is
considered to have accepted the promotion on the date indicated. An officer
who chooses to decline promotion must submit the declination in writing to
COMNAVPERSCOM (PERS-806) within 30 days of the release of this NAVADMIN.
A bunch of people have asked me for a go-by for this, and I didn’t have one, but one of the Detailers sent me this screenshot below to show where you go to start the request. Hard copies of your request are required to be uploaded ONLY if you are requesting a waiver to get out early:
If you don’t have the link, you need to contact the NSIPS Help Desk:
Here’s a link to the article about the 33 CDRs and CAPTs that they cut. I have no idea if any were medical:
There have been recent discussions about cuts in military medicine and POM20, and some people found this recently signed policy about early retirements. They put 2 and 2 together and figured that they might be able to retire early.
The message from BUMED is that this was merely the required periodic update of the existing early retirement policy. It was unfortunate timing and there are no plans to use it that they know of.
If that changes, you’ll hear it here as soon as I can get it out there.
Medical Corps Chief Comments on the FY-19 Active Duty Navy CDR and CAPT Selective Early Retirement Boards NAVADMIN
Here’s the message from RDML Pearigen, Chief of the Medical Corps, about the NAVADMIN:
Fellow Medical Corps officers:
I am writing to tell you a little more about the Selective Early Retirement
board described in the attached NAVADMIN just released. This is
particularly relevant for O-6 and O-5 officers, and I ask that you read the
below and the associated NAVADMIN carefully to understand and, importantly,
to ensure you have accurate perspective on this.
As part of Navy’s efforts to sharpen a high performing and talented senior
officer corps, this NAVADMIN announces convening of Selective Early
Retirement (SER) boards for OFFICERS this September for the FY-19 cycle.
Importantly, these SER boards are being conducted for specific reasons and
are different from the last time this was done in the Navy, the FY-12
Unrestricted Line (URL) SER board held in 2011.
Convening officer SER boards to review the records of senior O-5s and O-6s
under this new construct is the same sort of review the Navy routinely
conducts for our Chief Petty Officers via the Senior Enlisted Continuation
Boards. It is intended to ensure that the senior officers leading our Navy
are in fact performing at the level expected of their current paygrade.
Why now, when we are trying to grow the Navy the Nation Needs? Now, more
than ever, we need leaders with both the character and competence to lead
our Navy, and Navy Medicine. Previously, the authority to conduct such a
review had only been available as a force reduction measure. THIS ITERATION
IS NOT BEING PERFORMED WITH ANY FORCE REDUCTION TARGET.
In contrast to the FY-12 SER board (which again only affected URLs, not
Staff Corps), selection quotas for the FY-19 SER board will not be
directed-i.e., there is NO minimum quota to be met-as the purpose is not to
remove excess officers from inventory. Selecting zero officers for early
retirement is an acceptable outcome, and may very well be the result we see
for communities where all eligible officers are performing at the level
expected for their paygrade.
Unlike the FY-12 board which just considered the URL, all competitive
categories (URL/RL/Staff) will be looked at-the quality standard applies
across the entire officer corps.
The O-5 boards will consider officers with two or more failures of selection
to O-6, and the O-6 boards will consider officers with three or more years’
time in grade. **Failures of selection in and of themselves are NOT grounds
for early retirement-we have many officers in that situation who work hard
and provide valuable contributions to our Navy and to Navy Medicine. The
boards will be provided with very specific guidance from SECNAV that average
performance is fine, but taking the pack off is not.
CNP strongly recommends that officers who are performing at or above
standards should not pre-emptively submit retirement requests. Officers who
might have been disadvantaged by the forced distribution system of today’s
FITREP are not the target of this SER board, if they are still performing.
The board will not be looking at PFA failures, nor it is designed to replace
a Show Cause determination or a Board of Inquiry, but they will look at
disciplinary issues in the context of the entire documented record.
The numbers of Medical Corps officers selected for early retirement are
expected to be small, perhaps even zero. Only those who are not performing
will be selected for early retirement. Those selected for early retirement
will retire in grade, with full benefits, as if it were voluntary. So the
best strategy for those who know they are performing-have confidence in your
performance record, and in the board process.
If you have questions, please contact CAPT Chris Quarles, Deputy Medical
Finally, the vast majority of you are performing exceptionally well as Navy
physicians and officers, and we know that. More importantly, I appreciate
your performance and your service. Be confident in your performance, your
competence and your character.
RDML Pearigen sends.
Paul D. Pearigen, MD, MMM, CPE, FAAEM
RDML, MC, USN
Commander, Navy Medicine West
Chief of the Navy Medical Corps (M00C1)
UNCLASSIFIED ROUTINE R 091450Z AUG 18 FM CNO WASHINGTON DC TO NAVADMIN INFO CNO WASHINGTON DC BT UNCLAS NAVADMIN 193/18 PASS TO OFFICE CODES: FM CNO WASHINGTON DC//N1// INFO CNO WASHINGTON DC//N1// MSGID/GENADMIN/CNO WASHINGTON DC/N1/AUG// SUBJ/NOTICE OF CONVENING FY-19 ACTIVE-DUTY NAVY COMMANDER AND CAPTAIN SELECTIVE EARLY RETIREMENT BOARDS// RMKS/1. As we seek to grow the Navy, we remain focused on warfighting and lethality by ensuring we have the right officer talent to meet the mission of the Navy. To this end, the Secretary of the Navy approved the convening of FY-19 Selective Early Retirement (SER) Boards, for regular captains and commanders on the active-duty list by grade and competitive category. The boards will convene on 13 September 2018 and are strictly about ensuring quality, not force management. 2. The decision to hold FY-19 SER boards was made after considerable thought and careful deliberation. Our growing Navy requires the most consistently reliable top performers to lead and sustain a modern, ready and lethal force as the number of ships and squadrons and required manpower levels increase. We are committed to retaining and promoting the right leaders to meet the challenges of tomorrow, and enforcing the highest performance standards sets for Navy leaders the necessary tone and expectation for subordinates to emulate. SER boards are comparable to the already successful Senior Enlisted Continuation Board process for quality control of our senior leaders. Each board will select only those officers whose early retirement, in the opinion of a majority of the board members, is in the best interest of the Navy. When determining those officers who should be recommended for early retirement, the SER boards will consider a number of factors, including performance, the requirement for exemplary conduct, and adverse information. The majority of the officers whose records are being reviewed for these boards are fully capable of performing the duties of their current grade. Selecting zero officers in a competitive category is an acceptable outcome for these boards because no mandatory quotas have been established. The process of reviewing records and selecting officers for early retirement ensures the Navy will have a professional, healthy senior officer corps that is ready to meet the demands of the Navy the Nation needs. 3. The following officers may be considered for SER: a. Captains (O-6). Officers who are in year groups specified in paragraph 6, have 3 or more years time in grade, and who are within the zone defined in paragraph 6 for their competitive category. b. Commanders (O-5). Officers who are in year groups specified in paragraph 6, who have failed of selection for promotion to the grade of captain two or more times, and who are within the zone defined in paragraph 6 for their competitive category. 4. The following officers are not eligible for consideration by the SER board: a. Officers with approved voluntary retirement requests. b. Officers with statutory retirements in FY-18 or FY-19. c. Officers whose names are on a list of officers recommended for promotion. 5. Officers selected for early retirement will be formally notified as soon as possible after the proceedings of the boards are approved. Officers selected and approved for early retirement are required by law to be retired, if retirement eligible, on the first day of the seventh month after the month in which the board report is approved. For the FY-19 SER boards, this mandatory retirement date is anticipated to be 1 May 2019. If an officer is not eligible for retirement, then the officer will be retained on active duty until the officer is qualified for retirement, then retired not later than the first day of the month beginning after the month in which the officer becomes qualified for retirement. 6. The following list indicates the name, active-duty list (lineal) number, and date of rank of the senior officer and junior officer who are eligible for consideration for early retirement in the following competitive categories. All officers listed below, as well as those whose lineal number falls between the senior and junior officer listed, will be considered by the SER boards, subject to the limitations in paragraph 4. Captain Line Unrestricted Line Officer (11XX/13XX) Year Groups 1984-1994 Senior eligible - CAPT A. T. Cowden 010592-00 1 OCT 2005 Junior eligible - CAPT R. E. Loughran Jr. 016003-00 1 SEP 2015 Special Duty Officer (Human Resources) (120X) Year Groups 1989-1994 Senior eligible - CAPT P. L. Williams 011571-00 1 SEP 2009 Junior eligible - CAPT L. A. Newton 016030-00 1 SEP 2015 Special Duty Officer (Permanent Military Professor) (123X) Year Groups 1981-1988 Senior eligible - CAPT M. A. Carr 015362-50 1 OCT 2013 Junior eligible - CAPT J. M. Freymann 015362-50 1 SEP 2014 Engineering Duty Officer (14XX) Year Groups 1989-1995 Senior eligible - CAPT M. R. Vandroff 011624-00 1 JAN 2010 Junior eligible - CAPT R. A. Wolf 016025-50 1 SEP 2015 Aerospace Engineering/Maintenance Duty Officer (15XX) Year Groups 1989-1994 Senior eligible - CAPT S. D. Porter 011879-00 1 OCT 2010 Junior eligible - CAPT C. J. Couch 015977-50 1 SEP 2015 Special Duty Officer (Public Affairs) (165X) Year Groups 1989-1994 Senior eligible - CAPT P. S. Kunze 011651-50 1 MAR 2010 Junior eligible - CAPT C. W. Brown 015952-00 1 SEP 2015 Special Duty Officer (Foreign Area) (17XX) Year Groups 1989-1995 Senior eligible - CAPT T. J. Maricle 011763-00 1 JUL 2010 Junior eligible - CAPT R. F. Ogden 016027-00 1 SEP 2015 Special Duty Officer (Oceanography) (180X) Year Groups 1990-1992 Senior eligible - CAPT A. J. Reiss 011931-00 1 MAY 2011 Junior eligible - CAPT S. P. Memmen 015880-50 1 SEP 2015 Special Duty Officer (Cryptologic Warfare) (181X) Year Groups 1984-1994 Senior eligible - CAPT D. B. Carson 011799-50 1 AUG 2010 Junior eligible - CAPT M. Riggins 016010-50 1 SEP 2015 Special Duty Officer (Information Professional) (182X) Year Groups 1989-1994 Senior eligible - CAPT A. A. Brady 011654-00 1 SEP 2013 Junior eligible - CAPT J. D. Buss 016020-50 1 SEP 2015 Special Duty Officer (Intelligence) (183X) Year Groups 1990-1994 Senior eligible - CAPT D. H. McAllister 012224-50 1 SEP 2011 Junior eligible - CAPT E. J. Padinske 015951-50 1 SEP 2015 Limited Duty Officer (Line) (61XX/62XX/63XX/64XX/68XX) Year Groups 1993-1994 Senior eligible - CAPT W. R. Johnson 015883-00 1 SEP 2015 Junior eligible - CAPT G. D. Martin 015890-50 1 SEP 2015 Staff Corps Medical Corps (210X) Year Groups 1978-1994 Senior eligible - CAPT C. L. Gandee 010033-50 1 JUL 1999 Junior eligible - CAPT M. E. Farrell 016020-00 1 SEP 2015 Dental Corps (220X) Year Groups 1980-1993 Senior eligible - CAPT J. H. Gherardini Jr. 010185-50 1 MAR 2003 Junior eligible - CAPT K. Saito 016018-00 1 SEP 2015 Medical Service Corps (230X) Year Groups 1986-1994 Senior eligible - CAPT D. P. Barrette 011005-00 1 SEP 2007 Junior eligible - CAPT K. J. McGowan 016034-00 1 SEP 2015 Judge Advocate Generals Corps (250X) Year Groups 1987-1993 Senior eligible - CAPT C. N. Purnell II 011349-50 1 JAN 2009 Junior eligible - CAPT M. A. Larrea 016005-50 1 SEP 2015 Nurse Corps (290X) Year Groups 1985-1993 Senior eligible - CAPT D. J. Stafford 010745-00 1 SEP 2006 Junior eligible - CAPT A. C. Petrovanie 016012-50 1 SEP 2015 Supply Corps (310X) Year Groups 1990-1994 Senior eligible - CAPT G. J. Powe 012315-50 1 FEB 2012 Junior eligible - CAPT J. L. Tucker 015906-00 1 SEP 2015 Chaplain Corps (410X) Year Groups 1986-1992 Senior eligible - CAPT W. M. Kennedy 011451-00 1 JUL 2009 Junior eligible - CAPT G. C. Cathcart 016035-00 1 SEP 2015 Civil Engineer Corps (510X) Year Groups 1991-1994 Senior eligible - CAPT P. A. Garin 012267-50 1 SEP 2011 Junior eligible - CAPT B. S. Weinstein 016016-50 1 SEP 2015 Limited Duty Officer (Staff) (65XX) Senior eligible N/A Junior eligible - N/A Commander Line Unrestricted Line Officer (11XX/13XX) Year Groups 1990-1997 Senior eligible - CDR J. C. Cannon 020382-50 1 JUL 2003 Junior eligible - CDR S. I. Campbell 023097-50 1 SEP 2012 Special Duty Officer (Human Resources) (120X) Year Groups 1990-1997 Senior eligible - CDR W. L. Hendrickson 021027-00 1 FEB 2006 Junior eligible - CDR K. M. Miller 023116-00 1 SEP 2012 Special Duty Officer (Permanent Military Professor) (123X) Year Groups 1992-1998 Senior eligible - CDR J. C. Woertz 021289-25 1 FEB 2007 Junior eligible - CDR D. P. Durkin 023407-50 1 JAN 2014 Engineering Duty Officer (14XX) Year Groups 1992-1998 Senior eligible - CDR D. Demille 021274-25 1 JAN 2007 Junior eligible - CDR J. W. Ketcham 023159-25 1 JAN 2013 Aerospace Engineering Duty Officer (Engineering) (151X) Year Groups 1994-1997 Senior eligible - CDR M. R. Conover 021932-00 1 APR 2009 Junior eligible - CDR M. J. Percy 023094-75 1 SEP 2012 Aerospace Engineering Duty Officer (Maintenance) (152X) Year Groups 1991-1997 Senior eligible - CDR E. A. Santiago 021151-00 1 AUG 2006 Junior eligible - CDR J. M. Belmont 022972-00 1 JUN 2012 Special Duty Officer (Public Affairs) (165X) Year Groups 1995-1996 Senior eligible - CDR S. D. McIlnay 022126-50 1 SEP 2009 Junior eligible - CDR G. L. Ross 022538-75 1 SEP 2013 Special Duty Officer (Foreign Area) (17XX) Year Groups 1985-1996 Senior eligible - CDR M. J. Nyilis 020096-25 1 JUL 2007 Junior eligible - CDR M. P. Meydenbauer 023134-50 1 OCT 2012 Special Duty Officer (Oceanography) (180X) Year Groups 1992-1996 Senior eligible - CDR A. Lomax 021340-75 1 JUN 2007 Junior eligible - CDR A. G. Turek 023133-50 1 OCT 2012 Special Duty Officer (Cryptologic Warfare) (181X) Year Groups 1993-1997 Senior eligible - CDR R. R. Purifoy 021639-25 1 JUN 2008 Junior eligible - CDR D. W. Filanowicz 023378-25 1 OCT 2013 Special Duty Officer (Information Professional) (182X) Year Groups 1982-1998 Senior eligible - CDR N. D. Villarin 020056-75 1 NOV 1998 Junior eligible - CDR P. C. Breuer 023299-25 1 SEP 2013 Special Duty Officer (Intelligence) (183X) Year Groups 1992-1997 Senior eligible - CDR P. E. Durbin 021341-75 1 JUN 2007 Junior eligible - CDR J. P. Dewan 022986-25 1 AUG 2012 Limited Duty Officer (Line) (61XX/62XX/63XX/64XX/68XX) Senior eligible N/A Junior eligible - N/A Staff Corps Medical Corps (210X) Year Groups 1984-1996 Senior eligible - CDR S. A. Magnes 020084-25 1 OCT 2000 Junior eligible - CDR J. Miller 023124-00 1 SEP 2012 Dental Corps (220X) Year Groups 1982-1997 Senior eligible - CDR R. S. Thompson 020046-87 1 AUG 1998 Junior eligible - CDR M. E. Rudmann 023101-50 1 SEP 2012 Medical Service Corps (230X) Year Groups 1987-1997 Senior eligible - CDR D. Economos 020654-00 1 SEP 2004 Junior eligible - CDR D. A. Rochino 023351-50 1 SEP 2013 Judge Advocate Generals Corps (250X) Year Groups 1991-2001 Senior eligible - CDR E. B. Obrien III 021481-25 1 SEP 2007 Junior eligible - CDR B. J. Halliden 023396-00 1 DEC 2013 Nurse Corps (290X) Year Groups 1987-1997 Senior eligible - CDR A. Williams 022775-50 1 SEP 2011 Junior eligible - CDR M. A. French 023302-75 1 SEP 2013 Supply Corps (310X) Year Groups 1985-1997 Senior eligible - CDR C. A. Culwell 022153-00 1 NOV 2011 Junior eligible - CDR J. Gray 023006-50 1 SEP 2012 Chaplain Corps (410X) Year Groups 1987-1997 Senior eligible - CDR B. A. Metzger 022362-50 1 AUG 2010 Junior eligible - CDR H. R. McClellan Jr. 023208-50 1 JUL 2013 Civil Engineer Corps (510X) Year Groups 1992-1997 Senior eligible - CDR C. E. Bowers 021565-25 1 JAN 2008 Junior eligible - CDR T. B. McLemore 023105-50 1 SEP 2012 Limited Duty Officer (Staff) (65XX) Year Group 1999 Senior eligible - CDR A. C. Ting 023117-00 1 SEP 2012 Junior eligible - N/A 7. Officers in the zone defined above who are on active duty when the boards convene but do not meet eligibility requirements specified in paragraph 3, or are not eligible in line with paragraph 4, will not be considered for early retirement by the SER boards. 8. SER eligible officers may submit requests for voluntary retirement. 9. By law, the number of captains and commanders selected for retirement within each competitive category and grade may not exceed 30 percent of those eligible officers considered by the boards. 10. Only eligible officers may communicate with a selection board. Correspondence must arrive no later than 10 calendar days before the convening date of the board and shall be addressed to: Navy Personnel Command (NPC) Customer Service Center President Active-Duty FY-19 (Grade) (Line or Staff Corps, as applicable) Selective Early Retirement Board, Board #XXX, (Board number is a required field and may be found on the FY-19 selection board schedule located at http://www.public.navy.mil/bupers- npc/boards/selectionboardsupport/Pages/FY19-Board-Schedule-.aspx 5720 Integrity Drive, Millington, TN 38055-6300 To check on receipt of your package, go to http://www.public.navy.mil/bupers- npc/boards/activedutyofficer/pages/default.aspx and enter the customer service center link (check on your letter to the board) or contact the customer service center at (866)827-5672. Written communication may invite to the attention of the board any matter concerning himself/herself that the officer considers important. The written communication must be in line with MILPERSMAN 1420-010 and may include, as enclosures, correspondence from any individual concerning the eligible officer. Correspondence not originated by the eligible officer, including letters written on behalf of that officer, must contain a written acknowledgement by the eligible officer that he or she desires that such correspondence be presented to the board. Correspondence without such acknowledgment is considered third party correspondence and will be returned. Classified correspondence will not be accepted. 11. The cscselboard(at)navy.mil mailbox account is capable of receiving ENCRYPTED correspondence in line with DoD policy. If you are sending your board package from a non-NMCI network (BUMED.mil, EU.NAVY.mil, etc.), please visit https://dod411.gds.disa.mil to download the required mailbox certificate. To download the *Cert* (please note, you MUST be using MS Outlook with a CAC reader, including ActivClient software and have Internet Explorer or Netscape 7.X), go to https://dod411.gds.disa.mil, type cscselboard(at)navy.mil in the *E-Mail address* field, then click *Search.* Click the *BUPERS* link under *Last Name.* Click on the link *Download Certificate(s) as vCard.* Click *Software Certificate for cscselboard(at)navy.mil.* Click the *Open* button for the *File Download* pop-up. The certificate will then open. Click *Save and Close.* The certificate is then saved to the profile and can be used to send your encrypted e-mail. 12. This NAVADMIN is cancelled for record purposes on 30 May 2019. 13. Released by Vice Admiral R. P. Burke, N1.// BT #0001 NNNN UNCLASSIFIED//