personal finance
Finance Friday Articles
- Beating the 10% Early Withdrawal Penalty
- Changes to TSP Ahead; Some Will Require Policy Decisions
- Don’t Lose Faith in the 60/40 Portfolio
- FSKAX vs. FZROX: Which Fidelity Fund Is the Best?
- Grossman’s Favorites
- I Asked the AI Bot That’s Taking the Internet by Storm for Financial Advice — Here’s How It Went
- Investor pulse: Less market pessimism, more economic optimism
- Retire is a Verb
- Saving Our Retirement
- Should You Buy Short-Term Bonds or Long-Term Bonds?
- Silver Linings
- Stock, Bond & Cash Returns Over the Past 95 Years
- The Art and Science of Spending Money
- What’s Keeping You from Your Dream Life?
And here’s a military financial guide you may find useful:
Finance Friday Articles
- 6 Rules for Wealth
- Challenging Morningstar’s Safe Withdrawal Rates
- Does Your Savings Account Yield Round to Zero?
- G Fund and the debt limit
- How to Actually Get Paid as an Expert Witness (or Any Other Side Gig)
- In market-forecasting, longer horizons help
- Not So Gloomy
- People Aren’t Buying Disability Insurance, But They Should
- SECURE 2.0 Act – Impacts to the Thrift Savings Plan
- State Tax Update: Details From 3 States on Push to Exempt More Retirement Pay
- The Dangers of Monte Carlo Simulations
- Timely—and timeless—insights on financial wellness
- What Gets Taxed
- Why Invest in Stocks When Bond Yields Are Higher?
Finance Friday Articles
- 5 Lessons From an Awful Year For Financial Markets
- Don’t Bet the Bank
- Is It Realistic to Have 100% of Your Portfolio in Stocks?
- Military Members and Spouses Could Avoid State Income Taxes Thanks to New Law
- My Eight Rules
- My First 2023 Rant – Annoyed by the FIRE Movement
- SECURE 2.0 is a step forward for retirement planning
- SGLI Increase to $500,000 FAQs
- The debt limit—we’ve been here before
- The Long-Term Wins
- Why VTSAX?
Finance Friday Articles
- Better to Be Vaguely Right Than Exactly Wrong
- How Dividends Juice Your Returns in the Stock Market
- How Do Stocks & Bonds Perform Following Big Down Years?
- Living Like a Resident Is the Answer
- The 4% Rule – A Place to Start
- Understanding Basic Allowance for Housing
- Updating My Favorite Performance Chart For 2022
- What You Should Know About the SGLI Coverage Increase
- You Now Have Options Galore For Yield on Your Savings
Finance Friday Articles
- 10 Steps for 2023
- 2022 Was One of the Worst Years Ever For Markets
- After the Swan Dive
- Average Medical School Debt
- Crypto Was Always Smoke and Mirrors
- If You Want More Money, You Should Root for 2023 to Be Just Like 2022
- It’s Time to Work
- Mutual Funds That Consistently Beat the Market? Not One of 2,132.
- My Experience with Check Fraud – And What You Can Learn From It
- SECURE Act 2.0: Later RMDs, 529-to-Roth Rollovers, And Other Tax Planning Opportunities
- Should Servicemembers Have Access to Flexible Spending Accounts?
- The 4 Rules I Followed to Get Wealthy
- The Homeownership Society Was a Mistake
- The White Coat Investor Philosophy: 12 Timeless Financial Principles for Doctors
- VA Releases Details on VGLI Coverage Increase
- What’s in SECURE 2.0
- Why Markets Were Down in 2022
- Year-end planning: Topics to keep in mind, research to reference
Finance Friday Articles
- 11 Retirement Changes
- 13 Lessons to Learn from Sam Bankman-Fried and the FTX Meltdown
- Ahead of the curve: Munis prepare for economic uncertainty
- Bogleheads 2022 Conference Lectures
- Bogleheads University Lectures
- Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024
- Finishing Your Training This Year? Avoid This Costly Mistake
- It Could Be Worse
- Same Old Same Old in 2022
- Secure Act 2.0 — What Doctors Need to Know
- Take Your Losses…While You Still Can
- Top 6 Portfolio Moves for 2023
- What Kind of Landing Are We Going to Get in the Economy?
- Why Should You Invest in the Stock Market?
Finance Friday Articles
- 2023 Pay Raise for Servicemembers Will Be Largest in 21 Years
- Bogleheads Stay the Course
- Help Yourself by Taking These Steps
- Is FIRE Really Just an Empty Goal?
- Know the difference between Montgomery, post-9/11 GI Bills before 2023
- Pet Moving Costs Could Be Covered on Your Next PCS
- Purchasing a Home While on Active Duty
- SECURE Act 2.0: Seven Things to Know About Proposed Retirement Changes
- The Biggest Investment Winners and Losers from 2022
- What’s a Safe Withdrawal Rate Today?
- Yes, Risk Tolerance Can Be Modified: You Just Have to Rewire Your Brain
Finance Friday Articles (Including Articles About Increased BAH and BAS Rates)
- 35 Signs That You Are a Bad Investor
- Basic Allowance for Subsistence Gets Biggest Boost in More Than 2 Decades
- Clipping Coupons – A Primer on Bonds and Bond Funds
- DoD Releases 2023 Basic Allowance for Housing Rates
- End of Year Financial Checklist for 2022
- Evaluation of Flexible Spending Accounts for Active-Duty Service Members
- Forced Frugality: Applying Lockdown Life Lessons to Reach FI Faster
- Historic boost in troops’ housing allowance set for 2023
- In New Year, BAH Rates Will Increase By Average of 12.1%
- Muni yields haven’t been this strong for 10 years
- The 4 Effects of a Roth Conversion
- The G Fund (Finally) Gets Its Day in the Sun
Finance Friday Articles
- 7 Money Moves to Make Before the End of the Year
- 10 Books Worth a Read
- 2023 economy and markets: 4 things to know
- CMS finalizes 4.5% physician pay cut
- Don’t Try to Get Rich Twice
- How to Use Real Estate to Pay for College
- Is Real Estate a Better Investment Than the Stock Market?
- My Favorite Investment Writing of 2022
- Past Performance
- Tallying the total cost of owning an ETF
- The 2 Minute Financial Checkup – Version 2.0
- The Best 50-Year-Old Investing Advice Money Can Buy
- These States Saw Changes to Military Retirement Tax Rules in 2022
- This Year Could Have Been Worse For Investors
- Today’s Best Inflation Buster: Treasury Inflation-Protected Securities (TIPS)
- Troops are missing out on key interest rate savings, report finds
- TSP: Simple Design, Confusing in Detail
- What’s the Future of Cryptocurrency? These Fanatics Say It’s Pretty Darn Bright
- When to Stop Buying I Bonds or Cash Out and Buy TIPS
Finance Friday Articles
- Here’s the Scoop on Disney Military Discounts for 2023
- How Much Growth Can You Expect?
- I Bond Annual Rate Falls After Hitting Record High Earlier This Year
- New life insurance program for disabled vets to launch in January
- New Rules for Success
- The Student Loan Holiday Has Been Extended Again (and Maybe Forever)?
- Tax Rules are Never Simple
- The Case Against Using Public REITs for Portfolio Diversification
- The Thing That’s Hard About Markets
- To Build Inevitable Wealth, Simply Avoid Financial Ruin
- What Do You Want?
- What is Market Timing?
Joel Schofer's Career Planning Blog 