Cheaper SGLI and Finance Friday Articles

Posted on June 28, 2019 Updated on June 25, 2019

I always read my military pay stub, the Leave and Earnings Statement or LES. This month it said:

THE SERVICE MEMBERS GROUP LIFE INSURANCE AND FAMILY SGLI PREMIUM RATES WILL BE REDUCED EFFECTIVE 1 JULY 2019. THIS WILL LOWER PREMIUM RATES FOR ALL SERVICE MEMBERS. FOR NEW RATES VISIT: HTTPS://WWW.BENEFITS.VA.GOV/INSURANCE/SGLI.ASP

My SGLI of $400,000 just went from $29 per month to $25 per month. If you click on the link above, you can see the old and new rate tables.

Here are this week’s articles:

7 Ways the Rich Pay Less in Taxes (and You Can Too)

25 Best Personal Finance Blogs (Why You Should Read)

Don’t Buy Stuff You Can’t Afford

Don’t stop believing in the benefits of indexing

Do What You Want When You Want To

How Do Financial Advisors Get Paid – A Financial Planner’s Perspective

How to Get Rich: Curbing Spending on the Big 5

How to Win Any Argument About the Stock Market

Live Rich, Die Poor

Some Advice For New Investors

This is Why Tax-Efficient Investments Are Important

Top 5 Reasons Tracking Spending is Problematic

Where’s the Value? A Discussion About Value Tilting Your Portfolio

Why Tesla Owning Doctors Hate Me

Why We Plan To Downsize From 1,000 sq ft

Finance Friday Articles

Posted on June 21, 2019 Updated on June 20, 2019

Here are this week’s articles:

4 Reasons Doctors Don’t Save Enough Money

Building Wealth

Choose FI Over FIRE

Don’t Mix Insurance and Investing

GI Bill transfer ban for older troops could be thrown out

Indexing No Risk To Market

Know when to do nothing

Math vs Emotion and Asset Allocation

Roth versus Tax-Deferred: The Critical Concept of Filling the Brackets

Six and a Half Ways to Bridge the Early Retirement Gap to Age 59 and a Half

Stop Trying To Do It All

The Developing Story of Emerging Markets

What is a Safe Withdrawal Rate? A Case Study on The 4% Rule

What’s the Best State for Military Retirees?

Why Do We Need Inflation?

Finance Friday Articles

Posted on June 14, 2019 Updated on June 13, 2019

Here are this week’s articles:

4 Ways Financial Independence Can Fight Burnout

10 Reasons People Regret Buying Whole Life Insurance

Can a Bear Take Away Your Financial Independence?

Designing Your Portfolio Pt1: Define Your Investing Goals

Don’t Bank on It- A Comparison of Treasury Bonds and High-Yield Savings Accounts

Financial Advice For My New Daughter

Is Physician Wealth a Feeling or a Number?

Lessons to Learn From Rich Dad, Poor Dad

Living for Less

Online Term Life Insurance Quotes: PolicyGenius Versus Term4Sale

School’s In – A 3 Legged Approach to College Savings

Six Reasons Nothing Matters More Than Your Retirement Date After Age 50

The Most Important Thing About Investing

The Proof is in the Pudding: Live Like a Resident

The Top Eight Areas Where Millionaires Make Money Mistakes

Things to Know About Investing in Turnkey Real Estate

What’s the Purpose of Socially Responsible Mutual Funds?

Where It Goes – How to Think About Spending

Finance Friday Articles

Posted on May 31, 2019 Updated on May 30, 2019

Here are this week’s articles:

Avoid Physician Burnout With Passive Income

Confessions of a “Financial Advisor”

Credit Card Benefits You Never Knew About

How to Build Wealth On $150,000 Per Year

How to Get Discounts On Your Physician Disability Insurance

Investing in What Matters Most: The Best Investments

Is it better to be an employee, an independent contractor or both?

Is it time to get some life insurance?

Private Matters (Why You Should Be Glad That You Can’t Afford Private Equity Investments)

Saving for college? So am I

THE DEFINITIVE GUIDE TO MEDICAL SCHOOL DEBT FOR NEW DOCTORS – WHAT EVERY PHYSICIAN NEEDS TO KNOW RIGHT NOW

The GI Bill Transfer Rules Are Changing Soon

The Pros and Cons of Going Part-Time as a Doctor

The Three Phases of an Investor’s Life

The Top 10 Things Doctors Need to Know About Disability Insurance

Finance Friday Articles

Posted on May 24, 2019 Updated on May 25, 2019

Here are this week’s articles:

12 Ways to Simplify Your Taxable Brokerage Account

Adding a Fund to Improve Diversification

Book Report: The Doctors Guide to Starting Your Practice Right

Boost Your Investing Returns By Lowering Your Investment Costs

Cryptocurrencies Like Bitcoin are Not Investments

Debtor’s Dozen – 12 Principles to See if You Have Too Much Debt

Dollar-Cost Averaging (DCA) Is For Wimps

Do You Suffer from Someday Syndrome?

How Much Should I Be Saving? The 30% Rule

How should investors respond to the global economic slowdown?

Is Indexing Dangerous?

Know Doubt – How to Navigate the Uncertainty of Financial Planning

Lies, Damned Lies And Index Funds

Moderate Minimalism – The Key to Living in the Moment

Not My Priority – 9 Investment Pointers to Spend Less Time Thinking About Money

Our Drawdown Plan in Early Retirement

The Guide to Real Estate Syndications, Part I

The Two Most Important Words in Personal Finance – Cash Flow

Vanguard Patented a Way to Avoid Taxes on Mutual Funds

What Should I Do With Excess Cash?

What to Do with Suboptimal Assets in Your Portfolio

When to Rebalance an Investment Portfolio

Why It’s So Important to Diversify Your Real Estate Portfolio

Finance Friday Articles

Posted on May 17, 2019 Updated on May 16, 2019

Here are this week’s articles:

5 Reasons Investing in Individual Stocks is for Losers

Are You a Good Fit For Locums?

Beat the Street

Don’t Forget To Do a Risk-Benefit Analysis When Investing

Financial Mistakes: It (Mis)takes One to Know One

HumbleDollar’s New Financial Life Planner

I’ve Turned Into An Investment Collector, and I Love It

Minimalism versus Frugality: Can They Coexist?

Stealth Wealth and Financial Independence: A Q&A with PoF

The Importance of Finding Contentment Today

The Physician Philosopher’s Guide to Personal Finance – A Review

What Inning Are We In?

What Should I Do With My Inheritance?

What’s Wrong With a Big Tax Refund?

Why PSLF Will Work

Finance Friday Articles

Posted on May 10, 2019 Updated on May 9, 2019

Here are this week’s articles:

5 Mistakes Real Estate Investor Newbies Make

12 Reasons California is a Terrible Place For Doctors to Build Wealth

Financial Superpowers

How Compounding Works in the Stock Market

How Did These Physicians Create Passive Income?

Rewards Made Easy: The Best Cash Back Credit Cards

Social Security: It Is an Asset, But Not a Bond

SoFi Money — A Review

The top cities for servicemembers to retire

The White Coat Investor’s Financial Boot Camp: A Book Review

Why You’ll Never Invest in the Next Big Short

1,000 Followers and Finance Friday Articles

Posted on May 3, 2019 Updated on May 2, 2019

This week the blog crossed a milestone…1,000 followers. If you were the 1,000th follower, congratulations!

Here are this week’s articles:

3 Negotiation Tips to Give You the Critical Advantage

4 Overlooked Investment Decisions

8 Steps to Retire Comfortably Despite a Late Start

10 Reasons Why I Prefer a Cheap Car

Best states to practice medicine in 2019

Cash Is King

Cover Me – The 11 Rules of Insurance

Dollar Cost Averaging vs Market Timing: Which Is Best?

Financial Educator of the Year Award – Call for Submissions

How to Get a Good Price on a Vehicle (Without a Male Accompanying You)

HOW TO OPEN A ROTH IRA FOR KIDS AND TEACH YOUR KIDS ABOUT FI

Is It Ever Too Late To Start Investing In Real Estate?

Is Real Estate Crowdfunding in Trouble?

Medscape Physician Compensation Report 2019

Paying Taxes On Your Own: Amount, Timing, and Mechanics

Reasons to Live: Finding Your Purpose after Retirement or Financial Independence

Retire early: Can ordinary Americans find financial independence and stop work by 50?

Rick Ferri, Back in Business, Drops Bomb on AUM Fee Model

Should You Create a College Fund or Focus on Your Own Retirement?

Study: Companies still don’t understand veterans

The No. 1 thing people with fat savings accounts scrimp on that you likely don’t

The 6 Stages of Diversification — Where Are You At?

The Ten Financial Independence Milestones

What If You Retire at a Stock Market Peak?

What’s Your Part Time Number?

Finance Friday Articles

Posted on April 26, 2019 Updated on April 25, 2019

Here they are:

4 Steps to Get on the Same Page With Your Spouse

5 Reasons To Avoid Focusing On Dividend Stocks

A Bad Year in the Bond Market is a Bad Day in the Stock Market

Buying Gold is NOT Investing

Can I Afford the Monthly Payments – Losing the Forest for the Trees

Choosing the Right Asset Allocation – Avoiding Analysis Paralysis

Don’t Be Busy, Be Productive

FI Without RE

He’s 50 and worried he hasn’t saved enough for retirement. How can he catch up?

How Hard is it to Become a 401(k) Millionaire?

How To Avoid Consumer Regret: Intentional Spending

How to Avoid the Traps of Lifestyle Creep

How to Survive and Thrive in a HCOLA. A Silicon Valley Perspective

Love Being A Doctor: 35 Practical Changes That Made My Life Better

Military vs. civilian: Which pays better?

Six Ways To Spend Less Time On Finances

Target fixation: Hitting financial hazards or navigating past them

The 3 Levels of Wealth

The Real Benefit of Being Rich

The Three Currencies of Life – Measuring More Than Money

Top 5 Factors that Make Financial Independence Easier to Achieve

Top 16 Asset Protection Moves For Doctors

Understanding The 4 Main Commercial Real Estate Investing Strategies

Your Personal Brand: Why Building Authority is Key to Your Success