TSP Changes and Finance Friday Articles

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According to the January/February 2020 Thrift Savings Plan (TSP) Message from the Executive Director, a few important changes are coming:

  • 5-year Lifecycle (L) Funds—Later this year, we’ll offer more investment options when we introduce new L Funds in 5-year increments. You’ll be able to pick an L Fund with a target date that more closely matches your intended retirement date. Each L Fund will continue to vary your investments automatically to adjust your exposure to risk as you get closer to retirement and give you the potential for long-term growth. Learn more about our Lifecycle Funds and individual fund options.
  • Automatic enrollment percentage increase—Beginning October 1, 2020, new participants will be automatically enrolled in the TSP at 5% of their pay. This change also includes Blended Retirement System (BRS) participants automatically re-enrolled in the TSP on or after January 1, 2021. The increase will allow new participants to get the full matching contributions from their agency or service. If you are currently an active participant and are not contributing at least 5%, then you’re missing out on free money. Increase your percentage today by logging into your agency’s or service’s electronic payroll system and upping your contribution amount.


Here are my favorites this week:

10 things I wish I’d been told in my 20s

Investing Basics for Physicians With Little Time or Experience, Part II

Make Less Keep More

Short Term Investing


Here are the rest:

A Real Estate Goal Every Investor With Kids Should Consider

Asset Protection for Physicians Through the Life Stages

Banks, Bitcoin, bond funds: Where is your money safe in an era of cyberattacks?

FY 2021 DOD Budget Request Seeks 3% Pay Raise for Service Members

How Real Estate Investments Go Bad

Make Spending Money Music to Your Ears: Spending Equalizer

Not So Common Student Loan Debt Forgiveness Programs

Should You Invest in Gold?

Some Bull Market Reminders

Start of tax season 2020 is prime time for scammers

Tesla -Believe It or Not?

The 4% Rule, HSAs, and Healthcare Costs in Retirement

The Passive Income MD Podcast

Troops would see another big pay raise under White House budget plan for 2021

Three Years Retired from Surgery and all’s Well with my FIRE Life

What You Can Learn From Your 1099 Forms

What the hell happened to Mint?

Why It’s Harder To Get Rich Off Stocks Than Real Estate

2 thoughts on “TSP Changes and Finance Friday Articles

    odetteuiw said:
    February 14, 2020 at 08:04

    Is the 5% TSP matching in the BRS 5% of your total pay or 5% of your base pay? Thank you.


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