Here’s a tip from one of my favorite blogs and authors, Jonathan Clements from Humble Dollar:
AUTOMATE YOUR BILL PAYING. That way, you’ll avoid late payments—crucial to maintaining a good credit score. The downside: You need to be vigilant about keeping enough in your bank account, so you don’t trigger fees for overdrafts or insufficient funds. This is a particular concern with credit card bills, which can vary so much from one month to the next.
How do you do this with USAA, which is where I do my banking?
To sign up with USAA, go here: