Brief Disability Insurance Update and Finance Friday Articles

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Here’s a brief message update from Lawrence Keller, one of the experts of disability insurance for military physicians at Physician Financial Services:


Hope all is well.

I wanted to let you know that MassMutual recently announced a 25% discount for Active Duty Military Physicians.

This discount is permanent and also applies to all increases made to one’s coverage in the future.

I’ve also been using a two policy approach for Military Physicians that will ultimately allow them to reach up to $20,000 month, regardless of their health, as their incomes rise. I have received very favorable feedback on this strategy, which even works for Military Residents/Fellows (who are typically limited to only $2,000 month to start).

If you have any questions or require additional information, feel free to call.

Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF
Phone: (516) 677-6211
Fax: (516) 269-7700
Toll- Free: (800) 481-6447
250 Crossways Park Drive, Woodbury, NY 11797


Here are my favorites this week:

6 Tips For Those Who Have Enough

Different Strokes – An Analysis of Vanguard, Schwab, and Fidelity Target Date Funds


Think Like Eeyore


Here are the rest of the articles:

5 Reasons to Not Give Up On Social Security

9 Symptoms of an Unhealthy Relationship with Money

10 Simple Steps to Financial Success

11 Remodeling Tips

An Investing Road Map for Pre-Retirees

A Retirement Readiness Checklist

Cash panickers: Coronavirus market volatility

Has the Market Changed at All Since the Bottom?

How to Get Rid of Stuff: The Survey Says…

How to Get Started in Telemedicine

How to make economic forecasts personal

Portfolio Checkup

Risk and Return in the Stock Market Are Not Evenly Distributed

Socially Responsible Investing: Is It Also More Profitable?

Start Your FIRE: A Modern Guide to Early Retirement

The Right Way to Use Debt in Medical School

Two Ways to Change your TSP Investments

What Happened to the Middle Class?

When All Your Baskets Break At Once: The Black Swan

Why Everyone Should Love the Roth IRA

Your Fear of Loss Impacts Your Finances

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