personal finance
Get $125 from Equifax Data Breach Settlement and Finance Friday Articles
If you want to find out if your personal info was affected by the Equifax Data Breach, you can go to this website:
https://eligibility.equifaxbreachsettlement.com/en/eligibility
Further info is available here:
https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
At a minimum, you can get $125 or free credit monitoring if you were affected. It takes a minute to file a claim if you were affected.
Here are this week’s articles:
4 Ways Your Fear of Loss Impacts Your Finances
Balancing the Need to Take Risk
Different Ways to Make Five Million Dollars in Real Estate
Financial Freedom in Ten Reliable Steps
How Time-Consuming is Investing in Real Estate?
Life Goal: To Lose a Million Dollars
Pay to Play – Divide Your Wealth Into Physical and Social Wealth Components
Should We Employ Our Own Kids? (and How Much to Pay Them)
The Financial Benefits of Residential Solar
The Problem With FIREing At 4% And The Need For Flexible Spending Rules
The Tale of Two Doctors: The First Paycheck
The Work Required to Behave in the Markets
We Are Often Frugal, But Rarely Cheap
What is the Best Asset Allocation for Retirement?
What You Need to Know about Fundrise and DiversyFund
Which Assets Should You Spend First in Retirement?
Who Should Go For PSLF As An Attending Physician?
Why A Physician Should Work Full-Time
Why military retirees may no longer have to wait 180 days to start a job at DoD
Finance Friday Articles
Here are this week’s articles:
A Lesson in Portfolio Correlations
A Primer on Socially Responsible Investing
Bid for a higher military pay raise fizzles amid partisan fighting in Congress
Capital gains are a good thing
Don’t Retire To Something. Retire On Something.
Focusing on earning more, rather than spending less, is a mistake
Global equity investing: The benefits of diversification and sizing your allocation
How a Taxable Brokerage Account Can Be as Good or Better Than a Roth IRA
How To Negotiate Lower Advisory Fees
How young troops could be getting hosed on their military education benefits
Humanitarian Medical Mission — A Cure For Burnout?
Live Now or Save for Later: The Now or Later Fallacy
Our Real Life Experience with Real Estate Investments
Partial FIRE: The Solution to Your Problems?
The Financial Burden of a Rare Cancer
VA Announces Yellow Ribbon Schools for 2019-2020 Academic Year
Finance Friday Articles
Here’s an article about why SGLI is cheaper now:
Here’s why you’re paying less for military life insurance
Here’s one written by me:
Here are the rest:
3 Ways to Decrease Your Portfolio’s Volatility
7-Day Free Real Estate Investing Course With Coach Carson
12 Steps That Will Make Your Productivity Soar
Cutting Corners – Principles for Frugal Living
Financial Guide For Residents by a Resident
How a Productivity System Can Decrease Burnout
4 Ways to Avoid Investing Self-Sabotage
Should I Invest in a Real Estate Syndication or Fund?
The Best Amusement Park Military Discounts
There’s No A for Effort in Investing
The Thing That’s Probably Blowing a Hole in Your Budget (hint: it’s got 4 wheels)
Finance Friday Articles
Here they are…
How to Avoid a Public Service Loan Forgiveness Catastrophe
How Should A Doctor Learn About Personal Finance and Money?
Interest Rate Chasing in Your Savings Account
Make Your Declaration of Financial Independence
On The Benefits of Being Average
Playing Nice – 8 Steps to Vet a Charitable Organization
That’s Enough – Settling for “Enough” Rather Than Striving for More
The Stretch IRA: The Best Inheritance
Why Hospital Administrators Should Eat Last
Why I Don’t Plan on Quitting Medicine Anytime Soon
Working teens and Roth IRAs: A perfect investing match
Your Professional Decline Is Coming (Much) Sooner Than You Think
Cheaper SGLI and Finance Friday Articles
I always read my military pay stub, the Leave and Earnings Statement or LES. This month it said:
THE SERVICE MEMBERS GROUP LIFE INSURANCE AND FAMILY SGLI PREMIUM RATES WILL BE REDUCED EFFECTIVE 1 JULY 2019. THIS WILL LOWER PREMIUM RATES FOR ALL SERVICE MEMBERS. FOR NEW RATES VISIT: HTTPS://WWW.BENEFITS.VA.GOV/INSURANCE/SGLI.ASP
My SGLI of $400,000 just went from $29 per month to $25 per month. If you click on the link above, you can see the old and new rate tables.
Here are this week’s articles:
7 Ways the Rich Pay Less in Taxes (and You Can Too)
25 Best Personal Finance Blogs (Why You Should Read)
Don’t Buy Stuff You Can’t Afford
Don’t stop believing in the benefits of indexing
Do What You Want When You Want To
How Do Financial Advisors Get Paid – A Financial Planner’s Perspective
How to Get Rich: Curbing Spending on the Big 5
How to Win Any Argument About the Stock Market
This is Why Tax-Efficient Investments Are Important
Top 5 Reasons Tracking Spending is Problematic
Where’s the Value? A Discussion About Value Tilting Your Portfolio
Finance Friday Articles
Here are this week’s articles:
4 Reasons Doctors Don’t Save Enough Money
Don’t Mix Insurance and Investing
GI Bill transfer ban for older troops could be thrown out
Math vs Emotion and Asset Allocation
Roth versus Tax-Deferred: The Critical Concept of Filling the Brackets
Six and a Half Ways to Bridge the Early Retirement Gap to Age 59 and a Half
The Developing Story of Emerging Markets
What is a Safe Withdrawal Rate? A Case Study on The 4% Rule
Finance Friday Articles
Here are this week’s articles:
4 Ways Financial Independence Can Fight Burnout
10 Reasons People Regret Buying Whole Life Insurance
Can a Bear Take Away Your Financial Independence?
Designing Your Portfolio Pt1: Define Your Investing Goals
Don’t Bank on It- A Comparison of Treasury Bonds and High-Yield Savings Accounts
Financial Advice For My New Daughter
Is Physician Wealth a Feeling or a Number?
Lessons to Learn From Rich Dad, Poor Dad
Online Term Life Insurance Quotes: PolicyGenius Versus Term4Sale
School’s In – A 3 Legged Approach to College Savings
Six Reasons Nothing Matters More Than Your Retirement Date After Age 50
The Most Important Thing About Investing
The Proof is in the Pudding: Live Like a Resident
The Top Eight Areas Where Millionaires Make Money Mistakes
Things to Know About Investing in Turnkey Real Estate
Finance Friday Articles
Here are this week’s articles:
4 Ways to Draw Lines in the Sand at Work
5 Steps to Help You Choose The Right Mutual Funds
7 Risks of Real Estate Investing
Can I Trust Public Service Loan Forgiveness (PSLF)? Creating a PSLF Side Fund
He Earns $1,800,000 a year. He spends $70,000. Holy Stealth Wealth!
Investing at the Speed of Crowdfunding
Just the Facts About Market Corrections
Out on a Lim – Risks are Building Within the Financial System
Rewriting the Rules – A Summary of the House of Representatives’ SECURE Act
Searching for vacation deals? Here’s where to find some military-only treasures
The Epochs of Early Retirement
Top 5 Mistakes Doctors Make With Disability Insurance
Top 5 Ways a Virtual Assistant Improves My Life
Finance Friday Articles
Here are this week’s articles:
Avoid Physician Burnout With Passive Income
Confessions of a “Financial Advisor”
Credit Card Benefits You Never Knew About
How to Build Wealth On $150,000 Per Year
How to Get Discounts On Your Physician Disability Insurance
Investing in What Matters Most: The Best Investments
Is it better to be an employee, an independent contractor or both?
Is it time to get some life insurance?
Private Matters (Why You Should Be Glad That You Can’t Afford Private Equity Investments)
The GI Bill Transfer Rules Are Changing Soon
The Pros and Cons of Going Part-Time as a Doctor
The Three Phases of an Investor’s Life
The Top 10 Things Doctors Need to Know About Disability Insurance
Finance Friday Articles
Here are this week’s articles:
12 Ways to Simplify Your Taxable Brokerage Account
Adding a Fund to Improve Diversification
Book Report: The Doctors Guide to Starting Your Practice Right
Boost Your Investing Returns By Lowering Your Investment Costs
Cryptocurrencies Like Bitcoin are Not Investments
Debtor’s Dozen – 12 Principles to See if You Have Too Much Debt
Dollar-Cost Averaging (DCA) Is For Wimps
Do You Suffer from Someday Syndrome?
How Much Should I Be Saving? The 30% Rule
How should investors respond to the global economic slowdown?
Know Doubt – How to Navigate the Uncertainty of Financial Planning
Lies, Damned Lies And Index Funds
Moderate Minimalism – The Key to Living in the Moment
Not My Priority – 9 Investment Pointers to Spend Less Time Thinking About Money
Our Drawdown Plan in Early Retirement
The Guide to Real Estate Syndications, Part I
The Two Most Important Words in Personal Finance – Cash Flow
Vanguard Patented a Way to Avoid Taxes on Mutual Funds
What Should I Do With Excess Cash?
What to Do with Suboptimal Assets in Your Portfolio
When to Rebalance an Investment Portfolio
Why It’s So Important to Diversify Your Real Estate Portfolio
Joel Schofer's Career Planning Blog 