personal finance
Finance Friday Articles
- An Open Letter to Insurance Agents
- A slow and steady approach to the high-yield bond market
- Exceptions to the One House, One Spouse, One Job Rule
- How Much is Enough to Retire Comfortably?
- Is Small Cap Investing Right for You?
- The Costs of Moving (and How to Combat It)
- This is Only a Test
- Why Healthcare 403(b) and 401(k)s Are Being Sued for Excessive Fees
Finance Friday Articles
- 10 Ways That Even Physicians Can Save Money on Groceries
- Do you have a ‘Humpty Dumpty portfolio’? It may be costing you thousands
- Entertainment vs. Investing
- Functional Longevity: What Use Is Retirement If You Can’t Move and Think?
- I Bond Interest Confusion
- Kicking the Tires on Your Retirement Plan
- Pros and Cons of Cryptocurrency Investing
- Should You Protect Your Portfolio Against a Possible U.S. Debt Default?
- The 10 Most Important Things I Tell Clients
- The Government’s Debt Limit Crisis and Your Investments
- The Long Game
- The Unspoken Risks of NOT Retiring Early
- Where Do Millionaires Keep Their Money? [It’s Not Where You Think]
- Your Investment Lost Money Last Year. So Why the Big Tax Bill?
Finance Friday Articles
- Beating the 10% Early Withdrawal Penalty
- Changes to TSP Ahead; Some Will Require Policy Decisions
- Don’t Lose Faith in the 60/40 Portfolio
- FSKAX vs. FZROX: Which Fidelity Fund Is the Best?
- Grossman’s Favorites
- I Asked the AI Bot That’s Taking the Internet by Storm for Financial Advice — Here’s How It Went
- Investor pulse: Less market pessimism, more economic optimism
- Retire is a Verb
- Saving Our Retirement
- Should You Buy Short-Term Bonds or Long-Term Bonds?
- Silver Linings
- Stock, Bond & Cash Returns Over the Past 95 Years
- The Art and Science of Spending Money
- What’s Keeping You from Your Dream Life?
And here’s a military financial guide you may find useful:
Finance Friday Articles
- 6 Rules for Wealth
- Challenging Morningstar’s Safe Withdrawal Rates
- Does Your Savings Account Yield Round to Zero?
- G Fund and the debt limit
- How to Actually Get Paid as an Expert Witness (or Any Other Side Gig)
- In market-forecasting, longer horizons help
- Not So Gloomy
- People Aren’t Buying Disability Insurance, But They Should
- SECURE 2.0 Act – Impacts to the Thrift Savings Plan
- State Tax Update: Details From 3 States on Push to Exempt More Retirement Pay
- The Dangers of Monte Carlo Simulations
- Timely—and timeless—insights on financial wellness
- What Gets Taxed
- Why Invest in Stocks When Bond Yields Are Higher?
Finance Friday Articles
- 5 Lessons From an Awful Year For Financial Markets
- Don’t Bet the Bank
- Is It Realistic to Have 100% of Your Portfolio in Stocks?
- Military Members and Spouses Could Avoid State Income Taxes Thanks to New Law
- My Eight Rules
- My First 2023 Rant – Annoyed by the FIRE Movement
- SECURE 2.0 is a step forward for retirement planning
- SGLI Increase to $500,000 FAQs
- The debt limit—we’ve been here before
- The Long-Term Wins
- Why VTSAX?
Finance Friday Articles
- Better to Be Vaguely Right Than Exactly Wrong
- How Dividends Juice Your Returns in the Stock Market
- How Do Stocks & Bonds Perform Following Big Down Years?
- Living Like a Resident Is the Answer
- The 4% Rule – A Place to Start
- Understanding Basic Allowance for Housing
- Updating My Favorite Performance Chart For 2022
- What You Should Know About the SGLI Coverage Increase
- You Now Have Options Galore For Yield on Your Savings
Finance Friday Articles
- 10 Steps for 2023
- 2022 Was One of the Worst Years Ever For Markets
- After the Swan Dive
- Average Medical School Debt
- Crypto Was Always Smoke and Mirrors
- If You Want More Money, You Should Root for 2023 to Be Just Like 2022
- It’s Time to Work
- Mutual Funds That Consistently Beat the Market? Not One of 2,132.
- My Experience with Check Fraud – And What You Can Learn From It
- SECURE Act 2.0: Later RMDs, 529-to-Roth Rollovers, And Other Tax Planning Opportunities
- Should Servicemembers Have Access to Flexible Spending Accounts?
- The 4 Rules I Followed to Get Wealthy
- The Homeownership Society Was a Mistake
- The White Coat Investor Philosophy: 12 Timeless Financial Principles for Doctors
- VA Releases Details on VGLI Coverage Increase
- What’s in SECURE 2.0
- Why Markets Were Down in 2022
- Year-end planning: Topics to keep in mind, research to reference
Joel Schofer's Career Planning Blog 