Free Personal Finance Book, Changes to the TSP L Funds, and Finance Friday Articles

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The Physician Philosopher is offering his new book, The Physician Philosopher’s Guide to Personal Finance, for free if you sign up for his e-mail list. I haven’t read the book yet, but his blog posts are quality which portends well for the book.

Here is the Jan – Feb 2019 edition of the TSP Highlights newsletter. It mentions the changes to the Lifecycle funds that started last month and will give them a more aggressive asset allocation. They include:

Effective in January 2019, we will increase exposure to international stocks (the I Fund) from 30% to 35% of the overall stock allocation in all L Funds. The L Income Fund stock allocation (C, S, and I Funds combined) will increase from 20% to 30% over a period of up to 10 years. The L 2030, L 2040, and L 2050 overall stock allocations will hold steady for a period of years before resuming their transitions from stocks to bonds. In addition to improving investment outcomes, this pause will align the L 2030, L 2040, and L 2050 Funds with the L 2060 Fund, which will be introduced in 2020 with an initial stock allocation of 99%.

Here are this week’s personal finance articles:

7 Risks of Investing in Real Estate

13 Rules for Real Estate

B Is for Bias

Budgeting With Cardi B

Military tax tips: New tax law is (mostly) good news

Should You Invest in Real Estate Over a 401(k)?

Stocks Got You Down? How to Stop Worrying

Stop Whining About Job Satisfaction

Student Loan Management When Both Spouses Work

The Reality of Real Estate Investing: It’s Not as Easy as It Seems

What is a 1099 Form?

Why the Future of Life Insurance May Depend on Your Online Presence

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