personal finance
Finance Friday Articles
- 3 Charts That Will Surprise You
- Everyone is running their own race
- How to Diversify Against the Dollar
- How to Navigate the Tariff Circus
- Life Is A Fatal Disease
- My Baptism by FIRE: Lessons on Financial Independence
- Never Take Candy from Strangers
- Rebalancing Your Investment Portfolio – Back to Basics
- Why You Can’t Invest by Looking in the Rear-View Mirror
Finance Friday Articles
- Physician Surveys Step by Step (And Why Making $30,000 in a Year Was Easy)
- Risk Free S&P?
- The household auto fleet is a money pit
- The Trick to Enjoying a Vacation (and Investing Successfully)
- The White Coat Investor’s 11 Most Controversial Teachings
- What If Stocks Don’t Go Up in the Long Run?
- What Is the Guyton-Klinger Guardrails Approach for Retirement?
- What to Do When Your Insurance Rates Go Up: A Guide for Physicians
Finance Friday Articles and New SGLI Discounts
- 10 Reasons NOT to Take Social Security Early
- Balancing Retirement and College Savings
- Beyond PSLF: The Top Student Loan Repayment Alternatives for Doctors
- Is It Finally a Buyer’s Market in Housing?
- One TSP Fund Ending, Another Beginning; Preparations Underway for In-Plan Roth Conversions
- On the Inevitability of Bear Markets
- State Tax Update: Big News in Georgia, Plus Updates From 4 Other States on Retirement Pay Exemptions
- What’s the Best Withdrawal Strategy in Retirement?
Plus here’s some info on SGLI/FSGLI:
SGLI/FSGLI Premium Discounts
Effective July 1, 2025, the premiums for Servicemembers’ Group Life Insurance and Family Servicemembers’ Group Life Insurance will be automatically discounted. All active duty, Reserve, and National Guard Service members with active SGLI coverage will automatically receive the premium discount.
How much will SGLI premiums be discounted?
The SGLI premium discount lowers the rate from 6 cents per $1,000 of coverage to 5 cents per $1,000 of coverage. Therefore, the new premium for the maximum amount of SGLI coverage of $500,000 will be $25.00 per month, plus $1.00 for Traumatic Injury Protection (TSGLI) coverage.
How much will FSGLI premiums be discounted?
The FSGLI premium discount will occur across all age brackets, ranging from 11% to 22%, with the average premium discount at approximately 13%.
Where can I view the new discounted premiums?
https://www.benefits.va.gov/INSURANCE/spring2025-discount-faqs.asp
Finance Friday Articles
- 7 Attributes of The Millionaire Next Door
- 60/40 Portfolio Corrections, Bear Markets and Recoveries
- Financial Things You Should be Monitoring Throughout the Year but Likely Don’t
- How Much Money Do Doctors Make a Year? Salaries Have Yet Another Disappointingly Small Increase
- I’ve Been Semi-Retired for a Quarter Decade: Do We Have Enough Money? Am I Bored? Are We Happy?
- Life as a Military Physician — 10 Things I Loved About Being a Military Doctor
- Staying the Course Often Beats Trying to Time the Market
- Step Up in Basis — What You Need to Know
- The Dumb Money Isn’t So Dumb Anymore
- What State Topped This 2025 ‘Best for Military Retirees’ Survey?
Finance Friday Articles
- 5 Rules for Evaluating a Rental Property Investment
- 13 Ways to Screw Up Tax-Loss Harvesting
- 20 Reasons to Pay Off Your Home Mortgage
- 84-Month Auto Loans?!
- From Free Resident Meals to $750,000: Unleashing the Power of Behavioral Economics
- Has the American Dream Become Unattainable?
- How low ETF fees benefit investors over time
- Navigating retirement health: Care options and costs
- Stay ahead: Proactive tax-planning strategies
Every Physician Who Moonlights Needs to Read and Understand This Article
This article discusses the 2 types of malpractice insurance, and how the financial trouble of your employer can lead to loss of coverage. Here’s an article about something you don’t have to worry about in the Navy (unless you moonlight, of course):
Finance Friday Articles
- Emergency savings may hold key to financial well-being
- ETF vs. Mutual Funds: Pros and Cons
- How to Avoid Outliving Your Retirement Savings? It’s All in the Sequence
- Of the investor. By the investor. For the investor. Since 1975.
- Retirees: Here’s How to Tweak the 4% Rule to Protect Your Nest Egg
- Should You Pay Off Your Mortgage Early or Invest?
- Simplify, Simplify, Simplify — Real-Life Dilemmas
- Suffering in Private (Investments)
- The U.S. Dollar vs. Your Portfolio
- The Value of a Second Opinion
- US Bonds Have Never Been Risk-Free, and Never Will Be
- Using TIPS Funds as a Social Security Bridge
- When Does Housing Become THE Issue?
Finance Friday Articles
- 9 Pieces of Advice for a Retired Doctor
- 10% Returns in the Stock Market
- 10 Ways to Console Yourself When Losing Money in the Markets
- Be Minimally Extractive
- Lessons Learned from Achieving Financial Independence
- No Exception
- Shadow Syndrome
- Why Macro Forecasting Is So Impossible
- Yahoo Finance interview: Talking TIPS with Jeff Johnson
Finance Friday Articles
- Don’t Buy Stuff You Can’t Afford
- Give Now, Not Later
- In-Plan Roth Conversions Coming to TSP
- School Is In
- Staying the course does not mean “set it and forget it”
- The 7 Worst Ways to Invest in Real Estate
- The Things That Make You Money
- The Vanguard Fully Paid Lending Program: Should a WCIer Even Bother?
- What Are the Best & Worst-Case Tariff Scenarios?
- What’s the secret to tight bond index fund tracking?
Joel Schofer's Career Planning Blog 