personal finance
Finance Friday Articles
- 2026 TSP Contribution Limits
- Best (and Worst) Places for Veterans: Texas City Keeps Top Spot
- How to Get Started in Private Real Estate Investing
- Key Numbers Out for 2026 TSP Investments; Follows Release of New Retirement Rates
- Max Out Your 401k
- Roth in-plan TSP conversions
- Should You Get a 50-Year Mortgage?
- The Economics of a 50 Year Mortgage
- The One Thing My Worst Investments Had in Common
- What If Things Are Better Than They Seem?
- What Should I Do With My I Bonds?
Finance Friday Articles
- 10 Reasons I Invest in Index Funds
- Explore the potential of international bonds
- Flat Fees, Real Alignment: Why Advisors Need to Rethink the AUM Habit
- How to Help Your Child Buy a Home
- One More Year Can Be Tough
- Separately Managed Accounts (SMAs): Are They Worth Your Money?
- The Ideal Level of Wealth
- When to Claim Social Security: How Much Does It Matter, Anyway?
- Why We Can’t Have Another 1929
Finance Friday Articles
- Asset allocation strategy – what we can learn from rules of thumb
- Do You Need a ‘Tax Strategist?’
- End of Year Financial Checklist for 2025
- How Tax Brackets Work for 2026
- I have a will. Do I really need an estate plan?
- Should You Buy at All-Time Highs?
- Should You Ever Pay Off Your 3% Mortgage Early?
- The 4 Biggest Regrets of the Elderly
Finance Friday Articles and JAN 2026 Roth TSP Changes
Two changes are coming to the TSP in January 2026 that may affect your Roth TSP contributions or Roth TSP balance. TSP will have more information about these changes on their website soon.
Catch-up contributions must be Roth if prior year wages above a certain amount
Beginning in 2026, catch-up contributions must be made to your Roth TSP balance if your wages from TSP-eligible positions are above a certain IRS threshold.
Roth in-plan conversions coming to the TSP in January 2026
Starting in January 2026, you’ll be able to convert money in your traditional (pre-tax) balance to your Roth (after-tax) balance in your TSP account. This is called a “Roth in-plan conversion.” If you don’t have a Roth balance in your TSP account, your first Roth in-plan conversion will create one.
- A smarter way to build tax-aware portfolios
- Burnout Is Expensive: The Financial Case for Prioritizing Mental Health
- Real Life Examples of How WCIers Live, Worry, and Withdraw Money in Retirement
- Staying the Course Worked (Again)
- What Is Asset Location? Tax-Efficient Fund Placement
- What Is a Stretch IRA?
- What’s Going on With Gold?
Finance Friday Articles
- Are Millennials Doomed?
- Bond Allocation: Fixed Amount vs. Percentage
- Investing Blog Roundup: Estate Planning on the Bogleheads on Investing Podcast
- I’ve maxed out my 401(k). Now what?
- Loss Aversion: A Killer to Successful Investing, and How to Beat It
- Rethinking the Investing “Rules” Feds Are Told to Follow — Especially for Your TSP
- Some troops report mid-month pay issues after Pentagon shifts billions amid shutdown
- The Fidelity Youth Account — Should You Use It?
- What determines equity returns
- When Should You Sell a Stock?
- Why I Don’t Own Any Gold
Finance Friday Articles
- 9 Truths About Investment Returns
- 14 Financial Milestones Worth Celebrating
- I just received a lump-sum payout. What should I do first?
- Locums in Retirement Is Not ‘Working’
- Measure Wealth Wisely
- Stocks Go Down Too
- Tax Law Changes May Influence Your Year-End Money Moves
- Tempted to retire abroad? Here are some top financial considerations to keep in mind
- TSP Takes Step toward Upcoming In-Plan Roth Conversions
- Who Doesn’t Have to Live Like a Resident?
- Why a Traditional Investment Portfolio is Better than Real Estate
- Why You Don’t Feel Rich
Finance Friday Articles and Shutdown Pay Info/Resources
- Assets Stolen from IRA – ACATS Transfer Fraud
- How to Wait Until 70 for Social Security Without Spending Less
- How Unlimited Free Stuff from Amazon Almost Ruined My Retirement
- IRS makes changes that will affect your taxes this year and next
- Managing Concentration Risk
- Not Everything Goes into Your Portfolio
- Shutdown FAQ: Servicemember and Retiree Pay
- Wealth for Yourself vs. Wealth for Others
- What Would Your Ideal Financial Advisory Firm Look Like?
Also, below are some shutdown resources about pay:
Finance Friday Articles
- A Doctor’s Guide to Divorce
- Considering Refinancing Student Loans Now? What You Need to Know After OBBBA
- Financial Lessons from a Doctor Who Became the ICU Patient
- Five Pearls of Wisdom From a Legend of Financial Writing
- Getting Access to Your TSP Penalty Free
- Here are some financial resources for troops if shutdown stops pay
- How Bear Markets Work
- The 6 Stages of Diversification — Where Are You?
- The Millionaire’s Dilemma
- The Weirdest Bubble Ever
- What troops and military families need to know about the government shutdown
- Why is the Stock Market Up So Much in the 2020s?
Finance Friday Articles
- 8 Ways to Teach Your Kids About Money
- 12 Reasons to Consider More Roth
- Are Small Caps Dead?
- Best Bond Funds for Your Portfolio: Treasurys, Corporates, and Municipals Explained
- Buy When There’s Bonds in the Streets?
- Do I need an umbrella insurance policy?
- Here’s How Much the Man Who Invented the 4% Rule Actually Spends in Retirement (Spoiler: It’s More Than 4%)
- In Defense of AUM Fees
- It’s So Simple – Fees Predict Performance
- Money is freedom. (Or is it?)
- Navigating the Unknowns of Financial Decisions
- The 2026 Retirement Plan Contribution Limits
- Thinking Outside the Box to Build a Better Income Portfolio
- What Winning Looks Like at 50
- Why the 4% Rule is More Like the 2% Rule
- Why the 5% Rule is the New 4% Rule
- Wish I Was Making This Up
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