personal finance
Finance Friday Articles
- 2 ways to use retirement money early
- A Day to Remember
- How to Buy I Bonds at TreasuryDirect
- Investing in International Real Estate
- Leaving clinical medicine without regrets
- Should You Still Do Your Backdoor Roth Conversion for 2022? The Experts Weigh In
- The 90/10 Rule of Retirement
- Why you need to talk to your spouse about DoD death benefit before retiring
- Year-Round Tax Planning
CAPT(r) Schofer’s KevinMD Post – Why We Should Celebrate the Great Resignation
My wife, the original or “OG” Captain Schofer (she promoted to O6 a year ahead of me in the Reserves) and the nice Dr. Schofer (she is definitely nicer than I am) got a post published on KevinMD. Check it out:
Personal Finance for the Military Physician – A 2022 Update
Here are the slides:
Here is the screencast:
Updated 2022 Personal Finance Guide
I updated my brief guide to personal finance for 2022, which can be found on this page. If you don’t have a financial plan, reading this will set you on the right path.
Finance Friday Articles
- 5 Questions to Consider Before Changing Your Investment Portfolio
- 5 Things You Didn’t Know Personal Capital Can Do For You
- A Financial Planning Service Calendar for the DIY Physician
- Are We Bullish Enough?
- Backdoor Roth IRA 2022: A Step by Step Guide with Vanguard
- Diversification still works
- Early Retirement and the Likelihood of Regret
- How to fund a backdoor Roth IRA at Fidelity (2022 edition)
- The Case for Private Real Estate
- Weighty Issue – A Discussion of the Top Heavy S&P 500
Finance Friday Articles
- 5 More States Make Military Retirement Tax Free
- 6 Smart Money Moves for the New Year
- A Modest Proposal
- Can I Be My Own Financial Advisor? 8 Reasons You Can and Should Be
- Choose One! 13 Financial New Year’s Resolutions for 2022
- Inflation – Should We Be Worried?
- Life After Financial Independence: Two Perspectives
- New Year’s Tweaks
- Professional Financial Advice: How Much Should You Pay?
- Top 10 Financial Goals for 2022
- Underestimate the U.S. Economy at Your Own Risk
- Who You Should Know
- Why a Roth IRA should be considered in every physician household
Finance Friday Articles
My article about my $121,500 guest room made this list of Jonathan Clements’ top articles of all time on Humble Dollar at #26. Here are the rest of this week’s articles:
- 3 Easy Ways to Simplify Your Portfolio in 2022
- Career Seasons: Choosing a Role Based on the Lifestyle You Want
- Has Vanguard Lost Its Way?
- How Donating to Charity Is a Tax Advantage
- How to Use Leverage and the Differences Between Good and Bad Debt
- 2022 Tax Brackets — How They Actually Work
- The Stock Market is a Clown Car
- Tips to Fly the Unfriendly Skies
Finance Friday Articles
- 2022 Basic Allowance for Housing Rates Up, But Some Pandemic Bumps Are Gone
- 4 Reasons Doctors Feel Trapped in Medicine (and How to Escape)
- Capital Gains Tax: An Unavoidable Reality
- DoD Releases 2022 Continental U.S. Cost-of-Living Allowance Rates
- End of Year Financial Checklist for 2021
- Hall of Mirrors
- Here’s who gets the biggest military housing allowance bumps in 2022
- How to Buy a Car the White Coat Investor Way
- How to Protect Against Inflation
- Is It Now the “3.3% Rule”?
- I Sold My Rental and Changed Jobs to Save Myself
- Tax Returns Necessary After Somebody’s Death
- The Dao of DAOs
- Why federal employment after the military is a great option
- Why Fund Returns Are Lower Than You Might Think
If you want to nerd out, here is the Vanguard 2022 outlook paper:
2022 BAH Rates and Finance Friday Articles
Here’s the article about the 2022 BAH rates:
Here are the rest of the articles:
- Does Money Buy Happiness?
- Giving Advice for Donating to Charitable Causes
- How to handle COVID-19’s financial impacts
- I Was A Victim Of Bank Fraud – Here’s What Happened
- Living Our Lives in a Dual-Physician Income Household
- Looking Long
- The Bogle Method to Calculate Future Stock Returns
- The Hidden Costs of Free Investment Services
- VA Home Loans Grow in Popularity, But Challenges for Buyers Remain
Finance Friday Articles
- 10 Years with a One-Fund Portfolio
- 2022 economy and markets: 4 things to know
- Coaching Options for Doctors: Career, Life, Burnout, and More
- Different Ways to Mix and Match Vanguard Funds in Your Portfolio
- Do Government Bond Yields Still Matter as an Economic Signal?
- End-of-Year Financial Checklist for High Earners
- My Favorite Investment Writing of 2021
- Risk & Return Expectations For Crypto
- Short-Term vs. Long-Term Capital Gains
- The Market is Not So Efficient Lately
- This Bull Market Hasn’t Always Been Easy
- TRICARE and Retirement: Steps to Help You Get Ready
- What Are I Bonds?
- You Probably Need to Rebalance
Here are 2 PDFs from Vanguard you might find interesting. One discusses the role of bonds in a low-yield environment and the other tax loss harvesting:
Joel Schofer's Career Planning Blog 