Free Personal Finance Book, Changes to the TSP L Funds, and Finance Friday Articles

Posted on Updated on

The Physician Philosopher is offering his new book, The Physician Philosopher’s Guide to Personal Finance, for free if you sign up for his e-mail list. I haven’t read the book yet, but his blog posts are quality which portends well for the book.

Here is the Jan – Feb 2019 edition of the TSP Highlights newsletter. It mentions the changes to the Lifecycle funds that started last month and will give them a more aggressive asset allocation. They include:

Effective in January 2019, we will increase exposure to international stocks (the I Fund) from 30% to 35% of the overall stock allocation in all L Funds. The L Income Fund stock allocation (C, S, and I Funds combined) will increase from 20% to 30% over a period of up to 10 years. The L 2030, L 2040, and L 2050 overall stock allocations will hold steady for a period of years before resuming their transitions from stocks to bonds. In addition to improving investment outcomes, this pause will align the L 2030, L 2040, and L 2050 Funds with the L 2060 Fund, which will be introduced in 2020 with an initial stock allocation of 99%.

Here are this week’s personal finance articles:

7 Risks of Investing in Real Estate

13 Rules for Real Estate

B Is for Bias

Budgeting With Cardi B

Military tax tips: New tax law is (mostly) good news

Should You Invest in Real Estate Over a 401(k)?

Stocks Got You Down? How to Stop Worrying

Stop Whining About Job Satisfaction

Student Loan Management When Both Spouses Work

The Reality of Real Estate Investing: It’s Not as Easy as It Seems

What is a 1099 Form?

Why the Future of Life Insurance May Depend on Your Online Presence

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s